Protecting Retirement Security Through Clarity and Advocacy

We provide clear, independent insight to help Chicago educators understand their pension benefits, follow CTPF decisions, and protect their long-term retirement security.

Why It Matters

Retirement systems have increasingly shifted away from defined-benefit pensions toward models that place more risk on individuals.

While the Chicago Teachers’ Pension Fund (CTPF) remains a defined-benefit system, changes such as Tier 2 and greater reliance on 403(b) plans have introduced more variability into retirement outcomes.

For many educators, this means greater dependence on market performance and individual decisions, making long-term security less predictable.

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Numbers Speak

Delve into the data that underscores our mission.

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CTPF funding ratio

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Active CTPF members

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Of CTPF pension history

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Advocating for CTPF members

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Mission

We are a 501(c)(3) nonprofit organization dedicated to promoting transparency, oversight, and member engagement so contributors and beneficiaries can better understand the health and direction of the CTPF. We believe that those elected or appointed to positions of authority must remain accountable to the members they serve.

  • Educate & Empower

    Provide clear, practical insight into benefits, policy changes, and the CTPF’s structure to help promote transparency, fairness, and informed member participation.

  • Protect

    Advocate for preserving earned benefits and the long-term integrity of defined benefit retirement systems.

  • Restore

    Support reforms that strengthen transparency, accountability, and long-term system stability.

Active Oversight

We actively monitor developments within the Chicago Teachers’ Pension Fund, including Board of Trustees meetings, policy decisions, and governance practices.

Our work focuses on increasing transparency, clarifying complex processes, and keeping members informed about decisions that affect their retirement.

  • Participation in Board meetings
  • Monitoring policy and governance decisions
  • Advocacy for transparency and accountability
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Take Action Now

Stay Informed. Stay Protected.

Subscribe to the newsletter for timely updates on pension policy, board activity, and the work PAG is doing to protect and strengthen defined-benefit systems.

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